OTC Card Eligible Items At Walmart (See List)

Walmart, a multinational retailer renowned for its chain of retail supermarkets in the United States, boasts a vast global presence with a staggering 10,566 stores worldwide. Within the United States, Walmart partners with the Medicare Advantage Program to provide elderly citizens with an Over the Counter (OTC) card, granting them access to essential items and services.

Under this initiative, Walmart offers the Healthy Benefits Plus program, a comprehensive health plan benefit designed to cater to Medicare-approved healthcare needs, as well as over-the-counter products and wellness items.

Beneficiaries can conveniently utilize their OTC card to purchase eligible items at any Walmart store or through the retailer’s online platform, ensuring easy access to essential healthcare and wellness products.

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What Is The OTC Walmart Card?

The Over the Counter (OTC) Walmart card is a prepaid card provided to elderly citizens enrolled in the Medicare Advantage Program. Issued by insurance companies, this card allows beneficiaries to purchase eligible over-the-counter health and wellness products at Walmart stores, Walmart.com, and other participating retailers.

Functioning similarly to a credit card, the OTC card is loaded with funds by the healthcare insurance provider, enabling users to make purchases for essential healthcare items with ease.

Eligible Over the Counter (OTC) Card Items at Walmart

Walmart provides a wide range of health and wellness products both in-store and on Walmart.com. However, not all over-the-counter health and wellness items are eligible for purchase using the OTC card at Walmart.

Eligible Products at Walmart:

  1. Supports, braces, and wraps.
  2. First aid supplies.
  3. Foot care products.
  4. Digestive health aids.
  5. Antibiotic ointments.
  6. Vitamins and supplements.
  7. Skincare products.
  8. Eye and ear care items.
  9. Dental and oral health products.
  10. Allergy, sinus, cold, and flu remedies.
  11. Pain relief medications.
  12. Home health care and daily living aids.
  13. Diabetes care supplies.

Non-Eligible Items Using the OTC Card at Walmart:

  1. Cosmetic items.
  2. Alternative medicines.
  3. Teeth whitening products.
  4. Hair coloring products.
  5. Dietary supplements.

When shopping online at Walmart.com, look for items labeled with “Healthy Benefits+ Item” below the product prices to ensure eligibility.

How do you pay using the OTC Card at Walmart?

There are several ways to use the OTC card for payment at Walmart:

  1. Online:
    • Create a Walmart account on Walmart.com.
    • Add desired items to your cart and proceed to checkout.
    • Select “Gift Card” as the payment method.
    • Enter the 17-digit account number and 4-digit security code of your OTC card.
    • Complete the payment process.
  2. In-Store:
    • Present your OTC card at the checkout counter.
    • The cashier will process your payment.
  3. Via Phone:
    • Dial the number provided at the back of your OTC card.
    • A customer care representative will assist you in placing your order.

Insurance Providers That Issue OTC Cards Accepted at Walmart:

Several insurance carriers issue OTC cards that can be used at Walmart, including:

  • Anthem BC
  • Florida Blue Medicare
  • Blue KC MA
  • UCare
  • Allwell
  • Anthem Maine Health
  • Clover Health
  • Empire BCBS
  • Priority Health Medicare
  • Anthem Health Keepers
  • Wellcare Assistive Devices
  • Amerigroup

Advantages of the OTC Walmart Card:

  • Security protection with PIN, touch, and face ID.
  • Up to $50 weekly benefits for grocery items.
  • Discounts on certain items at Walmart.
  • Usable both online and in-store.
  • Phone orders available.


The OTC card allows users to purchase eligible health and wellness products at Walmart stores and online. It functions like a debit card and offers benefits such as discounts and weekly grocery benefits at Walmart.

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Frequently Asked Questions:

Shipping Fees: No, there are no shipping charges when ordering goods online using the OTC card.

Online Shopping: Yes, you can shop online at Walmart.com using the OTC card.

Sales Tax: Yes, sales tax is added to all products purchased using OTC cards.

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